Any changes made to your home to help elderly or disabled members of your family would be covered under the normal terms of your policy, but remember to check your cover levels are sufficient.

Cover for key items to support elderly or disabled members of your family:

Hearing aids:

- Covered under contents but accidental damage is excluded.

- Covered under personal possessions and worldwide belongings including accidental damage where selected.

Dentures:

- Covered under contents and accidental damage where selected.

- Excluded under personal possessions and worldwide belongings.

Motorised or electric wheelchairs:

- Covered under contents and accidental damage where selected.

- Covered under personal possessions and worldwide belongings including accidental damage where selected.

For all Home Insurance policies on PNL/PS/019 terms & conditions

If your policy has been taken out or renewed after the 18 February 2024, we've extended the list of items that can be covered under personal possessions to include Mobility scooters/carriages.