Our contents insurance provides cover for:

- Motorised/electric wheelchairs

- Garden machinery

- Motorised/electric wheelchairs and garden machinery can also be covered under personal possessions.

You’ll need to specify such items as a content if they’re worth over £5000.

For all Home Insurance policies on PNL/PS/019 terms & conditions

If your policy has been taken out or renewed after 18 February 2024, please note that the below information is for your policy:

We've extended the list of items that can be covered under your contents and personal possessions cover to include:

Pedal cycles - powered (electric bicycles)

Mobility scooters/carriages

However, we won't cover liability resulting from use of any electric pedal cycle:

* anywhere outside of the United Kingdom

* within the United Kingdom where there is a legal requirement to pay

Vehicle Excise Duty for road use (see www.gov.uk/electric-bike-rules)