For new or existing Landlord's Insurance policies, if your client is having renovations or alterations done to the property they've insured with us please check the information below to make sure we can provide the cover they require.
Please note that for any renovation work is being carried out, cover must not start until tenant's are occupying the property and the tenancy agreement is in place.
Building Work:
We can provide cover as normal providing the insured property will not be unoccupied for more than 45 days by the tenant whilst the work is taking place.
If the insured property is going to be unoccupied for more than 45 days, please be aware there are exclusions and limitations that will apply.
Remember to ensure that the Buildings Sum Insured amount is still sufficient to cover the rebuild cost of the property.
Please note that for any renovation work is being carried out, cover must not start until tenant's are occupying the property and the tenancy agreement is in place.
Building Work:
We can provide cover as normal providing the insured property will not be unoccupied for more than 45 days by the tenant whilst the work is taking place.
If the insured property is going to be unoccupied for more than 45 days, please be aware there are exclusions and limitations that will apply.
Remember to ensure that the Buildings Sum Insured amount is still sufficient to cover the rebuild cost of the property.