We don't cover any form of electrical bikes including hybrid electric bikes.

You'll need to seek special insurance for these.

For all Home Insurance policies on PNL/PS/019 terms & conditions

If your policy has been taken out or renewed after 18 February 2024, please note that the below information is for your policy:

We have extended the list of items that can be covered under contents and personal possessions to include pedal cycles - powered (electric bicycles).

However, we won't cover liability resulting from use of any electric pedal cycle while:

- anywhere outside of the United Kingdom

- within the United Kingdom where there is a legal requirement to pay

Vehicle Excercise Duty for road use (see www.gov.uk/electric-bike-rules)