Policies on 'PNL/PS' terms:

If the property is going to be unoccupied for more than 60 days, we can continue to offer cover until renewal. However, please be aware the following exclusions and limitations will apply:

- Riots, civil commotion, labour and political disturbances or strikes

- Malicious damage or vandalism

- Escape of water from, or the freezing of water in washing machines, dishwashers or any fixed domestic water or heating installation

- Escape of oil from any fixed domestic oil heating installation

- Theft or attempted theft

- Glass breakage

- Accidental breakage of underground drains and pipes

- Replacement of locks

Please be aware when the customer comes to renewal , they will need to answer the eligibility question, “Will the property be left unoccupied for a total of more than 60 days in a row”. If answered yes, they will need to contact us to cancel their policy.

Policies on 'RSA/PS' terms:

If the property is going to be unoccupied for more than 60 days, exclusions and limitations will apply so please advise your client to contact us as soon as possible to ensure their cover remains suitable.