There are circumstances in which we can provide cover for policyholders insuring a property that they don't reside in but is instead permanently occupied by a member of their immediate family.

Immediate family includes:
Partners, children (including foster and step children), parents and siblings.

Immediate family does not include:
Friends or extended family such as nieces/nephews, cousins or in-laws.

If there is a tenancy agreement is in place, a landlord policy must be set up instead.