For Home Insurance policies beginning with PNL/PS/ or Tenants Contents policies beginning TC/PS/:

There's an additional level of cover specifically for students. This additional cover provides £5,000 for student contents anywhere the student (as long as they're the policyholder or a family member) is living whilst in full time education, covering scenarios like theft and attempted theft.

There's no 90-day limitation, as long as the student is in full time education.

For all Home Insurance policies on PNL/PS/019 terms & conditions

If your policy has been taken out or renewed after the 18 February 2024, students' contents are covered up to £10,000.