For First Time Buyers we can offer an introductory no claims discount of 2 years if you're first time buyers of a property on Household cover or first-time landlords who’ve never held Landlord cover before.
Who do we class as a first-time buyer?
A first-time buyer is generally someone who's buying their first home, or buying Landlord Insurance for the first time. i.e. if you've never owned a property before this one and are looking to take an insurance policy out from the point (or very shortly after) the purchase has completed, you'd be regarded as a first-time buyer. However, if, for example, you 've lived in or rented the property for several months and been insured elsewhere, then you'll no longer be classed as a first-time buyer.
Adding Contents to an existing Buildings policy would unfortunately not qualify for the 2 years introductory discount.
What about new customers that are not first-time buyers?
You can add your no claims discount for buildings and/or contents to your policy. This should be in line with the no claims discount entitlement given to you by your last insurer.
If you inform us that you’ve made a claim within the last five years, then we can still apply five years no claims discount, if that is what you have from your previous insurer.
You can have a break in cover of up to 2 years so you can transfer your No Claims Discount to a new policy.
We can't transfer a No Claims Discount from a Home insurance policy to a Landlord policy or vice versa.
Who do we class as a first-time buyer?
A first-time buyer is generally someone who's buying their first home, or buying Landlord Insurance for the first time. i.e. if you've never owned a property before this one and are looking to take an insurance policy out from the point (or very shortly after) the purchase has completed, you'd be regarded as a first-time buyer. However, if, for example, you 've lived in or rented the property for several months and been insured elsewhere, then you'll no longer be classed as a first-time buyer.
Adding Contents to an existing Buildings policy would unfortunately not qualify for the 2 years introductory discount.
What about new customers that are not first-time buyers?
You can add your no claims discount for buildings and/or contents to your policy. This should be in line with the no claims discount entitlement given to you by your last insurer.
If you inform us that you’ve made a claim within the last five years, then we can still apply five years no claims discount, if that is what you have from your previous insurer.
You can have a break in cover of up to 2 years so you can transfer your No Claims Discount to a new policy.
We can't transfer a No Claims Discount from a Home insurance policy to a Landlord policy or vice versa.