You need to tell us if your property is going to be unoccupied when taking out a policy, and by this we mean "When your home is not going to be lived in by you or any other person with your permission for more than 60 days in a row". If this is the case, we cannot accept cover.

Please be aware, though, that you don't need to have your property occupied as soon as your policy begins provided you're not aware that at some point your home will be unoccupied for longer than 60 days in a row.