Legal Expenses for Landlord's covers the company, firm, partnership, management agent, association or individual which owns or is responsible for the property noted on the policy certificate which is let solely for domestic residential purposes.
The policy provides legal expenses protection for the events listed below, up to a maximum liability of £100,000. The insurer will cover your legal costs in relation to:
Property legal disputes
Repair and renovation disputes
Health and safety prosecution
HM Revenue and Customs investigations in relation to your tax affairs
Rent recovery
This policy also provides:
Cover for attendance expenses up to £100 per person per day, up to a maximum of £1000.00 for any one claim.
Tenant Eviction cover, up to £100,000. This is for legal costs incurred in evicting a tenant from the property, including any costs incurred in defending you against a counter claim from the tenant claiming that you have not met your obligations as per the tenancy agreement.
Some examples of what isn't covered include:
Any dispute (excluding HMRC investigations as outlined below) arising within the first 60 days of the period of insurance if the tenancy agreement commenced before the inception date of the policy, unless it can be evidenced that you previously held comparable cover with another insurer immediately prior to inception of this policy.
Any claim not notified to us within 45 days of the date of the event and within the period of insurance
Claims for legal costs in relation to contracts of employment
Claims for legal costs relating to any HMRC Investigations arising within the first 30 days of the first period of insurance unless it can be evidenced that you previously held comparable legal expenses cover with another insurer immediately prior to the inception date of this policy
The payment or non-payment of service charges as defined within the Landlord and Tenant Act 1985
Any claim where you have not obtained a satisfactory tenant reference in respect of each tenant or guarantor
There must be a 51% or greater chance that you will recover losses or damages (or obtain any other legal remedy that we have agreed to, including an enforcement of judgement), make successful defence or make a successful appeal or defence of any appeal in your pursuit of civil proceedings.
Further information regarding Landlord Legal Expenses is available in your policy booklet. You can view and download your policy booklet from our website, Landlord's Insurance Policy Booklets.
If you'd like to discuss or get a quote to add Legal Expenses onto your Landlord's Insurance policy, please contact our Customer Services team on 0345 6011 050.
The policy provides legal expenses protection for the events listed below, up to a maximum liability of £100,000. The insurer will cover your legal costs in relation to:
Property legal disputes
Repair and renovation disputes
Health and safety prosecution
HM Revenue and Customs investigations in relation to your tax affairs
Rent recovery
This policy also provides:
Cover for attendance expenses up to £100 per person per day, up to a maximum of £1000.00 for any one claim.
Tenant Eviction cover, up to £100,000. This is for legal costs incurred in evicting a tenant from the property, including any costs incurred in defending you against a counter claim from the tenant claiming that you have not met your obligations as per the tenancy agreement.
Some examples of what isn't covered include:
Any dispute (excluding HMRC investigations as outlined below) arising within the first 60 days of the period of insurance if the tenancy agreement commenced before the inception date of the policy, unless it can be evidenced that you previously held comparable cover with another insurer immediately prior to inception of this policy.
Any claim not notified to us within 45 days of the date of the event and within the period of insurance
Claims for legal costs in relation to contracts of employment
Claims for legal costs relating to any HMRC Investigations arising within the first 30 days of the first period of insurance unless it can be evidenced that you previously held comparable legal expenses cover with another insurer immediately prior to the inception date of this policy
The payment or non-payment of service charges as defined within the Landlord and Tenant Act 1985
Any claim where you have not obtained a satisfactory tenant reference in respect of each tenant or guarantor
There must be a 51% or greater chance that you will recover losses or damages (or obtain any other legal remedy that we have agreed to, including an enforcement of judgement), make successful defence or make a successful appeal or defence of any appeal in your pursuit of civil proceedings.
Further information regarding Landlord Legal Expenses is available in your policy booklet. You can view and download your policy booklet from our website, Landlord's Insurance Policy Booklets.
If you'd like to discuss or get a quote to add Legal Expenses onto your Landlord's Insurance policy, please contact our Customer Services team on 0345 6011 050.