When you're taking out Paymentshield Home Insurance, if you're having renovations or alterations done to your property, please check the information below to make sure we can provide the cover you need.

Building work:

We can provide cover as normal providing the property you've insured will not be left unoccupied by you or your family for more than 60 days whilst the work is taking place.

If the insured property is going to be unoccupied for more than 60 days, there are exclusions and limitations that will apply. For example, theft or attempted theft and malicious damage and vandalism will be excluded.

Remember to make sure the buildings sum insured is still enough to cover the rebuild cost of the insured property once all building work is complete.

This is just a summary of the cover available. Full details of the cover, including all the exclusions and limitations can be found in the policy booklet, located on the Paymentshield website.