If you've made any modifications to your buildings, to help elderly or disabled members of your family, they'd be covered under the normal terms of your policy up to the limit you'll see on your Policy Certificate.

Also, if you have Contents Insurance, remember to check you’re happy with the cover available. For example you might find it useful to be aware of what cover is provided for the following items;

Hearing aids:

- Covered under contents but accidental damage is excluded.

- Covered under personal possessions for loss or damage

Dentures:

- Covered under contents and accidental damage when selected.

- Excluded under personal possessions.

Motorised or electric wheelchairs:

- Covered under contents and accidental damage where selected.

- Covered under personal possessions and accidental damage when selected.

Mobility scooters/carriages:

- Covered under personal possessions where selected.