There are some important things to keep in mind regarding the terms of cover for outbuildings (a building that's separate to your main home, i.e. a shed or garage), for example:

• They must be used for domestic purposes

• Accidental damage is covered, where selected

• Sports equipment & pedal cycles are covered

• Maximum total cover for theft from an outbuilding is £5,000

• Cover for outbuildings extends to structures that aren't standard construction i.e. sheds, greenhouses and summer houses etc.

Please also remember that loss or damage to items caused by theft or malicious damage aren’t included, unless force and/or violence was used to get into or out of the property. This also applies to theft from your outbuildings.