Pedal cycles are covered within the home, under contents insurance.

Please be aware that accidental damage to pedal cycles is excluded.

If you’d like to cover your pedal cycle(s) outside of the home, you’ll need to take out personal possessions cover as an optional extra.

If you own an individual pedal cycle that is worth over £2,500, this will need to be specified on your policy.

If you own an individual pedal cycle that is worth less than £2,500, but you’d still like this to be covered away from the home, you can select a level of unspecified personal possessions cover for this.

Please note that loss or damage while the pedal cycle is being used for racing, trial or trade purposes is excluded.

This is just a summary of cover for pedal cycles, for full details of this cover, please read the Policy Booklet containing full terms and conditions available on the Paymentshield website.