Home emergency cover provides 24-hour access to an approved tradesperson to resolve a range of emergencies.

Call out charges, parts and labour costs are covered up to £1,000 with no excess to pay and no limit on the number of claims that can be made.

Home emergency covers things like:

- Breakdown or failure of the electrical wiring system leaving you without power.

- Emergencies that may leave your property vulnerable or unsafe including uncontrollable water leaks.

- Loss of heating due to failure of your central heating system.

Home emergency does NOT cover:

-Any claim related to domestic central heating systems which have not been serviced in line with the manufacturers recommendations

- Drainage in respect of cesspits and septic tanks

- We can't cover certain events which cause damage to properties whilst the property is left unoccupied for more than 60 days in a row

This is just a summary of the benefits of taking out home emergency as an optional extra. Full details of the cover, including all the exclusions and limitations can be found in our Policy Booklet located on the Paymentshield website.