Pedal cycles including powered electric bicycles can be covered under contents and personal possessions.
If you own an individual pedal cycle that is worth over £2,500, this will need to be specified on your policy.
If you own an individual pedal cycle that is worth less than £2,500, but you’d still like this to be covered away from the home, you can select a level of unspecified personal possessions cover for this.
However, we won't cover liability resulting from use of any electric pedal cycle while:
- anywhere outside of the United Kingdom
- within the United Kingdom where there is a legal requirement to pay
Vehicle Excercise Duty for road use (see www.gov.uk/electric-bike-rules)