When taking out Paymentshield Home Insurance, you don’t need to declare if your property is situated near to an open water source, such as a river or a lake.

As long as you're able to answer the eligibility questions honestly, to the best of your knowledge and our insurers are able to offer a quote, we’ll be able to provide cover.

Please be aware loss or damage caused by a rise in the water table is not covered by our policy.